Introduction
At SpltPay, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and services.
Information We Collect
We collect information that you provide directly to us, including:
- Name, email address, and phone number
- Payment information (processed securely through our payment partners)
- Transaction history and dining preferences
- Location data (when you grant permission) to help you find nearby restaurants
- Device information and usage data to improve our services
How We Use Your Information
We use the information we collect to:
- Process your payments and facilitate bill splitting
- Communicate with you about your transactions and account
- Prevent fraud and ensure platform security
- Improve and personalize your user experience
- Send promotional offers and updates (with your consent)
- Comply with legal obligations and enforce our terms
Information Sharing
We may share your information, after your consent, with:
- Restaurants where you make payments through our platform
- Payment processors and financial institutions to complete transactions
- Service providers who assist in operating our platform
- Law enforcement when required by law or to protect our rights
We do not sell your personal information to third parties.
Data Security
We implement industry-standard security measures to protect your information, including encryption, secure servers, and regular security audits. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
Your Rights
You have the right to:
- Access and review your personal information
- Request correction of inaccurate data
- Request deletion of your account and data
- Opt out of marketing communications
- Export your data in a portable format
Cookies and Tracking
We use cookies and similar tracking technologies to enhance your experience, analyze usage patterns, and deliver personalized content. You can control cookie settings through your browser preferences.
Third-Party Services
Our platform may integrate with third-party services, including payment gateways and analytics providers, that have their own privacy policies. We encourage you to review their policies as well.
Children’s Privacy
SpltPay is not intended for users under 18 years of age. We do not knowingly collect information from children.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes via email or through the app.
Contact Us
If you have questions about this Privacy Policy or wish to exercise your rights, contact us at hello@spltpay.com.